James Sater

Hello! Glad you stopped by! We are a locally owned & operated small business here in Santa Rosa Beach, FL. Our purpose here at James Sater State Farm is to help you better protect the things that are important to you – focusing on your overall risk management plan, so that you can live the life you imagined!

May: Protect What Matters Most!

This month is all about fresh starts —make sure your loved ones are covered with the right life insurance plan. Taking action today means securing their future, no matter what life brings.

⛳ Why now?

✅ Financial Security – Help cover expenses like debts, education, and daily needs.

✅ More Than Work Coverage – Employer policies may not be enough.

✅ A Stronger Future – Build lasting protection that grows with you.

Give your family the ultimate gift—security and stability. Contact us today to explore your options! ❤

As we embrace the Spring / Early Summer Season, we want to take a moment to express our gratitude for your continued support. Spring is associated with new beginnings and rejuvenation, and we are excited about what lies ahead. It is also a great time to make sure you have the proper coverage in place, to take care of the ones you love most. Please give us a call for a second opinion on your life insurance plans.

Whether it's ensuring your home is protected, updating your auto insurance for those long road trips, or insuring your recreational vehicles for endless tailgating, we've got you covered. Take advantage of this new season to schedule an insurance review with us and gain confidence knowing that you have the right coverage in place.

My team and I would love to discuss your life insurance needs and which options may be right for you and your family. Please stop by for a cup of coffee and to meet our team. We love helping families and businesses within our community as well as those relocating to Santa Rosa Beach, 30A, Inlet Beach, Miramar Beach, and the Freeport area. We are also licensed in neighboring Georgia and Alabama too! Our goal is about making sure that everyone who walks through our doors walks out confidently knowing they are properly covered. We enjoy helping our customers by answering all your questions to help make purchasing insurance as easy as possible. Call or stop in our office today for a FREE Life, Auto, Home, and Health quote. Our office wants to make sure we’ve got you covered for life’s unexpected.

We are your local State Farm agency here in beautiful Santa Rosa Beach. Our office serves Santa Rosa Beach, 30A, Seaside, WaterColor, Inlet Beach, WaterSound, Alys Beach, Rosemary Beach, Grayton Beach, Blue Mountain Beach, Point Washington, Freeport, Miramar Beach, Sandestin, Florida and surrounding areas. My wife Amanda, son Tripp, and I live in the area and have called this home ever since we moved here full time in 2017. Our Office Mission is to redefine the local insurance experience by offering a humble, consultative approach. In addition to taking care of our customers, our agency also invests our time and resources in giving back to our local community. As an active Board Member of Westonwood Ranch, our team helps volunteering and participating in community happenings throughout the year for this great cause. One of the main annual fundraising events is the Westonwood Ranch Rodeo in Freeport, FL. Our team also volunteers every Friday at Caring and Sharing South Walton at the food pantry and hand delivers food and household goods for those in need in our community.

Whether you are a residential customer or new to our area, our professional team will help develop a plan to appropriately insure you. Our office has combined insurance experience with State Farm for over 3 decades. We focus on Auto Insurance, Homeowner's Insurance, Renter's Insurance, Life Insurance, Health Insurance, and Business Insurance / Commercial Insurance throughout the region along Florida's 'Emerald Coast.' We are Kid and Dog Friendly! Please stop by our office for free coffee and a quote. We look forward to meeting you!